Wells Fargo Financing

18 Months Special Financing

Take advantage of our partnership with Wells Fargo to make your new HVAC system more affordable. With 18 months of special financing on qualifying purchases, you can enjoy year-round comfort without the financial stress.

0% APR for 18 Months

On qualifying HVAC equipment and installation purchases. No interest if paid in full within 18 months.

Quick Online Application

Apply in minutes from the comfort of your home

Fast Credit Decisions

Get approved quickly so your project can move forward

Convenient Monthly Payments

Spread out your investment with manageable payments

Apply Now with Wells Fargo

Trane Dealer Programs

Flexible Financing Plans Available

As a Trane Comfort Specialist dealer, we offer a variety of financing options through the Wells Fargo Home Projects Credit Card. Choose the plan that works best for your budget.

0% APR Equal Payments

No interest with equal monthly payments

24 months 0% APR
36 months 0% APR
48 months 0% APR
54 months 0% APR
60 months 0% APR

Low Rate Financing

Extended terms with low monthly payments

72 months 7.90% APR

1.75% payment factor. Subject to credit approval.

Deferred Interest

No interest if paid in full within promotional period

6 months No Interest*
12 months No Interest*
15 months No Interest*
18 months No Interest*

*If paid in full within promotional period. $40 minimum purchase required.

All financing is subject to credit approval. Rates are subject to change without notice. Ask your Elite Air representative for complete details on available financing options.

Call to Discuss Options: 540-222-2737

Simple Process

How Financing Works

Getting financing for your HVAC project is quick and easy. Here's how the process works.

Apply Online

Complete the quick online application through Wells Fargo. It only takes a few minutes and won't affect your credit score for the initial inquiry.

Get Approved

Receive a fast credit decision, often within minutes. Once approved, you'll know exactly how much financing is available for your project.

Enjoy Your New System

Schedule your installation with Elite Air VA and start enjoying the comfort of your new HVAC system while making convenient monthly payments.

Common Questions

Financing FAQ

Find answers to frequently asked questions about our financing options.

Wells Fargo considers multiple factors when making credit decisions. While there's no specific minimum credit score published, generally a good credit history will help with approval. We encourage you to apply - the initial application doesn't affect your credit score.

Our 18-month special financing applies to qualifying HVAC equipment purchases including air conditioners, heat pumps, furnaces, and complete system installations. Ask our team for details on minimum purchase amounts and qualifying equipment.

With Wells Fargo financing, you can finance 100% of your qualifying purchase - no down payment is required. This makes it easier to get the HVAC system you need without a large upfront expense.

If the balance isn't paid in full within the 18-month promotional period, interest will be charged from the original purchase date at the regular APR. We recommend setting up automatic payments to ensure you pay off the balance in time and avoid any interest charges.

Yes! There are no prepayment penalties. You can pay off your balance at any time without any additional fees. Paying early means you'll save on any potential interest if you clear the balance before the promotional period ends.

The online application typically takes just a few minutes to complete. In most cases, you'll receive a credit decision instantly or within a few minutes. Once approved, you can proceed with your HVAC project right away.

Ready to Get Started?

Apply for financing today or call us with any questions. Our team is here to help you find the best solution for your home comfort needs.

Apply for Financing Call 540-222-2737

Questions? Call 540-222-2737

Flexible Financing Options